{\footnotesize \begin{tabular}{l c c} \hline \toprule
& \multicolumn{2}{c}{Has PIK} \\
& (1) & (2) \\
\cmidrule{2-3}
Intercept                        & 0.55140*** & 0.56320*** \\
& (0.00903) & (0.01984) \\
Evicted                          & -0.05073*** &  \\
& (0.00239) &  \\
Judge stringency         &  & -0.05394** \\
&  & (0.02658) \\
Joint action                     & 0.02719*** & 0.02618*** \\
& (0.00315) & (0.00322) \\
Female (predicted)       & 0.06049*** & 0.06097*** \\
& (0.00171) & (0.00171) \\
White (predicted)        & 0.12840*** & 0.12480*** \\
& (0.00671) & (0.00676) \\
Black (predicted)        & 0.12320*** & 0.11730*** \\
& (0.00623) & (0.00621) \\
Hispanic (predicted)             & -0.03052*** & -0.03660*** \\
& (0.00660) & (0.00668) \\
Tenant without attorney                          & -0.05457*** & -0.06266*** \\
& (0.00433) & (0.00432) \\
Ad damnum (1000s)        & -0.04006*** & -0.04249*** \\
& (0.00314) & (0.00317) \\
Neighborhood poverty rate  & -0.07974*** & -0.08080*** \\
& (0.00924) & (0.00929) \\
Neighborhood median rent                         & -0.03832*** & -0.03267*** \\
& (0.00620) & (0.00626) \\
\midrule
Number of Observations   & 457,000 & 457,000 \\
\bottomrule \\
\end{tabular} }
